When I hear the word save, usually comes is a feeling of heaviness to set aside money for some time, although the end result will surely make happy too.
Different if we hear the word shopping, would direct the spirit, but the end result may make us so must save more money until the end of the month.
Though it’s important to save for the future. We need to have a ‘handle’, whose function savings for unexpected expenses. We also need to have saved the future as long as we are still in the productive age. But unfortunately, there are many reasons that make us ultimately always fail to save.
Do not worry, you will be freed from the difficulty of getting used to save money when you consider the perfect solution below:
If there is no definite intention course, correct that? Yes please! So … you have to intend yourself to be able to organize your financial management, one of which the intention to set aside money wages or money you have to save.
2. Record Budget
It is important for you to make. Think about and write down what your fixed expenses so every month. Make an estimate also for goods that really needs to be purchased at the time. Remember, make sure the priority is the item you need, not what you want. After that, you can add the possibility to buy coveted items that may have you seek for a long time.
When you receive an income, do not immediately buy coveted items, priority for first monthly spend within the budget you set.
3. Make a note accordance Pembelanjaanmu
After doing the above points, it’s a sign you have to spend money or spend your salary within the budget you made. Prioritizing needs to buy a monthly or tetapmu needs first. For example, pay bills and repayments ongoing needs of parents or family, and others.
4. Use a Different Account for Saving
Create different accounts which is dedicated to saving, separate from your account for everyday transactions. Choose a bank that offers a low monthly administration fee and has facilities ATM or EDC limited. This will make you get discounted monthly minimum and avoid the tendency to attract or swiping an ATM card from the account.